MONTH 1 · EMERGENCY FUND
Your Month 1 Premium Tools.
Your workbook, your trackers, all in one place — free with Month 1.
Part 1 — Why do I need this?
Part 2 — Make some free money!
Part 3 — Premium Tools
The Workbook.
What is this thing?
Every month comes with one new tab for your Google Sheets workbook. You copy it once right now at Month 1, then add one tab per month as the course progresses. By Month 6 you'll have a complete, personalized financial toolkit — a real emergency fund calculator, a budget, a credit card tracker, an investment planner — all in one place, built around your actual numbers. It's yours to keep forever, even if you cancel. Tab 1 is your Emergency Fund Calculator — plug in your numbers and it'll tell you exactly how much you need and how long it'll take to get there. Full instructions are right there on the tab.
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HOW TO COPY IT
Three steps, two minutes.
- Open the workbook link
Click the Google Sheets link below. It'll open in your browser — you won't be able to edit it until you save it to your personal account first
Open the workbook →
- File → Make a copy
In the top menu click File, then 'Make a copy.' Give it a name (something like 'My One Step Monthly Workbook') and save it to your Drive.
- You're in — it's yours now
Your copy will open automatically. Everything is editable. Bookmark it so you can find it every month.
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Your tracker PDFs — print them out, fill them in, hit your goals.
This month's premium tools include two printable trackers: the Emergency Fund Savings Tracker and the Goal Tracker. They work the same way — each row has a space for a date and an amount. Fill them in however works best for you, whether that's logging every deposit as it happens or filling in the bar when you hit a milestone. There's no wrong way.
The point is visual — print them out, stick them somewhere you'll see them, and color in the bars as your savings grow. Bottom to top. Watching that bar fill up is weirdly motivating, and that's the whole idea.
Emergency Fund Tracker
Set your target at the top, then fill in a row each time you add money. Hit $500 and you're already ahead of nearly half of all Americans.
Goal Tracker
Same format, different purpose — use this one for anything you're saving toward outside your emergency fund. Vacation, new car, whatever. Write it at the top and start filling it in.
THAT'S MONTH 1
See you next month!
Month 2 is coming soon — we're killing your zombie subscriptions and stopping the financial bleeding for good.